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If your current Progressive policy does not include rental car coverage, you have the option to add it as an endorsement or rider. This can be done during policy renewal or at any time with an endorsement request form. Adding rental car coverage ensures that you are protected when unexpected situations arise that require renting a vehicle. It's advisable to consider this option if you frequently travel or live in an area where accidents are more common.
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The most common rental car insurance options are collision and comprehensive coverage. Collision covers damage to your rental car resulting from a collision with another vehicle or object, while comprehensive covers non-collision incidents like theft or vandalism. These options are not mandatory but are highly recommended, especially if you plan to drive in unfamiliar areas or during adverse weather conditions. Understanding these options helps ensure that you have adequate protection for unexpected repair costs.
